Nigeria's listed banks generated over N224 billion in electronic banking income in Q3 2025, showing a 19% increase from N189.6 billion in Q3 2024. United Bank for Africa led with N57.0 billion, reflecting a 48.69% growth year-on-year, while FBN Holdings earned N49.7 billion (5.02% increase), and Ecobank reported N45.4 billion (13.34% growth). Access Bank's income rose to N25.0 billion (22.68%), and Zenith Bank reached N22.7 billion (7.73% growth). However, GTCO experienced a decline in income by 2.64% to N14.6 billion. Smaller banks such as Stanbic IBTC saw significant growth of 63.09%, while Sterling Bank and Unity Bank reported increases of 6.93% and 15.33%, respectively.